What's sad is that if he went to CarMax they'd have actually inspected the car, shopped his rates with other banks and shown him the rates from each, given him 30 full days to realize it was a mistake and sold him a cheaper warranty that they actually stand behind
True. But I still think as stupid as it is it’s a recoverable mistake. The bigger question is what is he real budget these days. Still looks like a shit show in the original post.