I've got a 94' Ninja 500 that I've put about 5,000 miles on in the last year. I'm looking to upgrade to something else the summer, mainly an 01' - 03' F4i or an 05' - 06' SV650s. I really the like V-Twin a lot. My dad had a 99' SV when they first came out and loved it. We tour a lot (he has a yellow 00' VFR w/ full givi luggage). Anyways, sell me on the F4i. I'm only 19, so insurance is a big thought. I took the MSF so that cuts me a break - and I have good grades, so that may be another consideration. I'm looking to spend around $5000 at the end of the summer. What should I look for as far as problem areas on the f4i go? Mechanical, etc. I really am leaning towards the f4i over the sv because of the honda reliability, not to mention it looks pretty sick. I'll be doing lots of touring and riding back in forth to school. My uncle lives in Vonore, TN, about 40 mins from Deal's Gap and the Cherohela, so I'll be up there quite a bit as well. Tell me, what do I need to know? Anybody else stuck between these two? What sold you on the f4i? The SV?