how many of you have just liability? full coverage? just wondering because i may just end up insuring myself, and with 1 bad accident on my record [no tickets, but 1 baaaaad accident...rollover] on my record, i know full coverage will be extremely high, and the difference between liability vs full coverage is large. opinions? wont be buying new, as i've said; looking at the honda hawk right now as my first bike, and looking to buy one as soon as i do the MSF course, probably sometimes next year.