That's what it looks like I am down to all in the same price range. Would loev the Panasonic DMC-FZ20 or even the FZ15 but too much $$$. I am a bit of a novice and would like soem suggestions/experiences with these models. Spec vs $$$ wise, the Kodak seems like a winner 5.0mp, 10x optical zoom (38mm-380mm 35mm equivalent). The FZ3, Dimage Z3, & Canon S1 have image stabilization which I think would come in handy when using telephoto without a tripod. However, they sacrifice pixel count (~3MP for the S1 & FZ3, 4MP for the Dimage Z3). Is the Kodak as good as the specs suggest??