Gonna be headin off to college soon, and I am going to have to take out a few loans. I am receiving 75% bright futures scholarship for tuition, and I also have florida prepaid for at least three years of tuition... I am quite confused on what is going to happen though. I received the cost per semester for my dorm and its going to be around 4900 (including a mealplan and 500 dollars for on campus food). The housing and shit is what is going to cause me to take out loans, because I am not sure how I am going to be paying for it. If anyone is from Florida and has had prepaid/bright futures, one of the main questions I have is: What is going to happen to the money left over for tuition... My parents paid for a couple of years (if not all) of tuition, and I am still receiving the scholarship, so will that leftover money automatically be put towards the cost of housing? I accepted the $5500 unsubsidized loan from the government, and I will be putting that towards housing. I also am guessing that the leftover money from the tuition will be put towards that as well. When should I be applying for the private loans (that I'm pretty sure I'll have to take out)?? I submitted a fee deferral form for my housing a few days ago, and I'm assuming that everything I take out will just be paid after I get out of college? This whole process is pretty god damn confusing, and the financial aid people (at FIU) aren't really helping much. Thanks.