Anyone have experience with an web based credit card processing service provider? I need a way to accept and approve payment in person without purchasing any telephone line based equipment. I'm only considering PayPal's service because I'm already a customer/member and they're reputable (besides their BS claims division). Their rates are $30/mo + 3% + .30 per. Which seems to be on par with others I've looked at. As another option BofA provides a broadband PIN pad program $15/mo + 1.67% + .20 per with $140 setup. What are my alternatives? I really would prefer to stick with a big name.