I'm a little fuzzy on this whole concept So I take a handgun class to get a permit which lets me walk around with a holstered firearm, and a concealed carry permit allows me to tuck it under my shirt... But I don't need a permit to carry a firearm in a bag with ammo seperate from the weapon? And define 'seperate'? Ammo not loaded into a magazine? In the end, this should all be explained in my safety class next month, but I'm just curious.