Backstory: I bought a gun on GunBroker from a guy within driving distance of me. I told him I'd drive to meet him, give him the cash, and we could save on shipping and going through an FFL since, as I understand it, you don't need to go through an FFL for a FTF transfer. The guy sends me an email saying that doing a FTF is ok by him, but that I'd need to pay his FFL the $25 transfer fee. Should I tell him to piss up a rope regarding the transfer fee? I thought all that was required to cover his ass (should the gun ever be used in a crime) was a bill of sale? Thoughts?